Why private health insurance is more essential than ever!

One of the many problems brought to the surface by the pandemic and the coronavirus is the issue of public safety and the healthcare system – not just in our country but worldwide!

We see public healthcare systems collapsing in all countries, with hospitals unable to serve patients, and unfortunately, hundreds are dying, drawing their last breath before even reaching an intensive care unit.

Of course, these problems existed even before the pandemic, especially in our country with the significant cuts to healthcare over the last 10 years, but the pandemic brought everything to the surface and exposed the considerable deficiencies of public health in most countries.

But what can we do to protect our most precious asset, our health? How can we stay healthy and safe, even under these unprecedented living conditions?

 

Private health insurance – Why it should be "essential" for everyone

Private insurance offers everything that should be provided by the public social security and health system: primary hospital coverage in the best clinics, emergency cases, and a helpline always by your side.

Private insurance provides you with the certainty that you will have hospital coverage for any health event that may occur – you won't need to pin your hopes on the public system which – unfortunately – has numerous gaps and shortcomings.

With private insurance coverage, you fill these gaps and essentially shield your health against potential threats.

 

What private insurance offers

The benefits of private insurance are broadly similar – what changes are the collaborations, coverage limits, deductibles, and so on.

Private insurance will give you direct access to the country's best private clinics, either at a very low cost or even completely free – depending on the plan you choose.

Naturally, it covers you for major and financially prohibitive health events, while many plans also offer regular check-ups, the option for visits to emergency clinics, a support line, and direct communication with doctors, among other things.

 

Private insurance combined with travel cover

Health insurance can be combined with travel insurance, especially if you travel frequently.

Travel insurance includes 2 aspects – the first aspect is potential compensation in case of cancellation of your flight tickets or postponement of your trip, and the 2^nd aspect is hospital care in the country you are travelling to.

This second coverage, in particular, is now essential in the era of the pandemic.

 

Health insurance categories

Unlike other insurance programmes, such as car or motorcycle insurance, health insurance offers several different categories and branches that cover all needs.

Among the insurance coverages, you will find comprehensive health programmes, specialised programmes – such as dental health cards, as well as the popular health cards, which offer access to clinics nationwide and doctor visits at a very low cost.

Depending on your needs, you will choose the appropriate health insurance for you. If you already have public insurance, then you will definitely need a health card to have the option of affordable external doctors or clinics.

If you want to protect your health from threats or have no public insurance at all, then full private hospital care is essential!

 

Reliable insurance companies

Once you have decided to proceed with health insurance, you should choose a reliable company, as you will be with them for years!

Conduct thorough research and choose a company with prestige and decades of presence in several countries.

If you understand finances, it is advisable to check their financial statements to avoid any potential disasters!

Among the most reliable companies specialising in health insurance is Metlife, where you will find health insurance for all needs.

 

How to get your own health insurance policy

The easiest way to insure your health is now online!

On the website https://www.asfaleies24.gr, you can find several insurance companies and get help with market research before deciding on a policy.

Online health insurance, just like in the case of car insurance, will save you time on market research, as you will find all companies' policies along with the coverages they offer, and there is also a very high chance of receiving a better offer than from your insurance agent!

 

Do you still not have your own private health insurance?